# Interact Process ### Steps #### 1. Lenders add assets to the Lenen lending pool to provide assets to new loans (staking USDT will earn interest)； #### 2. The borrower uses the Token supported by Lenen as collateral, creates a loan, and conducts transactions through the transaction pool; #### 3. The borrower must repay the principal and interest on or before the expiration of the loan period, and the collateral value of the borrower's loan falls below the required minimum collateral, triggering liquidation. ### Example #### For an ETH loan worth $10,000, the loan-to-value ratio (LTV) is 50%, and the user needs to deposit USDT worth $20,000 as collateral because USDT is the basic asset of Lenen and earns interest while mortgaging. #### When the value of ETH rises above $10,000, users need to add USDT. If it rises above $12,000, users face forced liquidation and lenders get their money back. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://lenen-protocol.gitbook.io/lenen-protocol/lenen-basics/interact-process.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.